Self Financial, Inc. Apps

You checked your credit report, but feel like your credit scoreisstuck in a rut. Good news! Your credit score isn’t set instone.The Self credit app is a way to build credit history whilebuildingsavings*. Build credit with Self, even with a low creditscore (orno credit score)! Start with the Self Credit BuilderAccount. - Nohard credit check - No credit history needed -Includes creditscore monitoring (VantageScore 3.0)** - Reports toall 3 creditbureaus (Experian, Equifax, Transunion) - Plans startat$25/month*** - Pay off over 12 or 24 months - Your principalissafe in a bank account**** - On-time payments are good foryourcredit report - At the end, get back the savings (minusinterestand fees)* Continue with the Self Visa® Credit Card, asecuredcredit card designed for building credit. - No hard creditcheck -Reports to all 3 credit bureaus - Build the deposit overtime fromyour Credit Builder Account - Adds a second type of creditto yourcredit report - Includes credit usage monitoring and alerts- Useit everywhere Visa is accepted in the US NO HARD CREDIT PULLSelfdoes not do a “hard pull” credit check when you create anaccount.In fact, no credit score is required! ACCESS THE SELF VISACREDITCARD Have an active Credit Builder Account in good standing,makeat least 3 Credit Builder Account monthly payments in full andhave$100 or more in savings progress and you could get access toasecured credit card. BE A BUILDER Whether your goal is to getacredit card, a loan to buy a car or house, a good FICO® scorecanhelp. According to FICO, building payment history has thebiggestimpact on your credit score*****. WHY PEOPLE LOVE SELF Over1million people have used Self’s Credit Builder Account tobuildcredit and save more than $500 million. “Because of Self I’vebeenable to buy a house, refinance my car, and my credit went froma492 when I started to a 735 in less than 18 months.” -customerChristian O. Individual results may vary. SECURE ACCOUNTSAllaccounts use two-factor authentication, 256-bit encryption,andfraud detection to protect your money and privateinformation.TERMS When you download and use Self, you agree to theTerms ofService at: https://www.self.inc/terms-of-service PRIVACYPOLICYYou may review Self’s privacy policyat:https://www.self.inc/privacy-policy *Savings are minus feesandinterest. Results are not guaranteed. Improvement in yourcreditscore is dependent on your specific situation andfinancialbehavior. Failure to make monthly minimum payments by thepaymentdue date each month may result in delinquent paymentreporting tocredit bureaus which may negatively impact your creditscore. Thisproduct will not remove negative credit history fromyour creditreport. **Credit scores will only be available tocustomers who ourthird-party vendor is able to validate. ***Sampleproducts are $25monthly loan payment at a $520 loan amount with a$9 administrationfee, 24 month term and 15.92% Annual PercentageRate; $150 monthlyloan payment at a $1663 loan amount with a $9administration fee,12 month term and 15.91% Annual Percentage Rate.Please check thepricing page in the Self mobile app or www.self.incfor currentpricing. ****Credit Builder Account — proceeds are heldin adeposit account until maturity ***** See FICO scorefactors:https://www.myfico.com/credit-education/whats-in-your-credit-scoreAllCredit Builder Accounts are issued by Lead Bank, Member FDIC,EqualHousing Lender, Sunrise Banks, N.A. Member FDIC, EqualHousingLender or Atlantic Capital Bank, N.A. Member FDIC, EqualHousingLender. Subject to ID Verification. Individual borrowersmust be aU.S. Citizen or permanent resident and at least 18 yearsold. Validbank account and Social Security Number are required.All loans aresubject to ID verification. All loans subject toapproval. The SelfVisa® Credit Card is issued by Lead Bank, MemberFDIC, Equal HousingLender.